Privacy by minimization.
AutoPay Radar is designed to detect recurring payments without collecting financial credentials or storing raw messages by default.
CCPA-aware. We never store your bank password or sell your data.
Data minimization
AutoPay Radar does not need your bank password. Raw messages are not saved by default.
Deletion
You can export normalized report data or delete saved data anytime from privacy settings.
No SMS permission
The mobile app does not implement Android READ_SMS permission or automatic bank-message scraping.
Guidance only
For ACH direct debit and card autopay, open your bank or the merchant's billing settings to pause, cancel, or modify the mandate. AutoPay Radar never cancels on your behalf.
Data flow
Inputs are normalized into recurring-payment events, then managed through export, delete, and retention controls.
SMS text, receipts, CSV
Redact, normalize, classify
Recurring items, risk, reminders
Export, delete, retention off